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WHY US?

We're not like other
superannuation schemes

Kiwi-owned and operated

We are 100% Kiwi owned and operated, with a New Zealand-based team dedicated to looking after your investments.

In-house investment team

Our in-house investment team has extensive experience and a strong track record in managing global and local investments.

Global investment strategy

We are an active global investor. Our global investment strategy offers you greater access to markets, sectors and industries.

Transparent reporting

You can go online at any time and see exactly where your money’s invested, right down to the last cent.

OUR MEMBERSHIP OPTIONS

Is the Kiwi Wealth Super Scheme
right for my business?

The Kiwi Wealth Super Scheme is an attractive addition to your workplace benefits that supports the financial future of your people. In return, you reap the rewards of productivity and loyalty from employees who feel valued.
The Kiwi Wealth Super Scheme will also support your recruitment efforts, helping you attract quality candidates.

Tell me more about workplace savings scheme options for my employees

KiwiSaver is not the only option when it comes to workplace savings schemes.
The benefit of a non-KiwiSaver workplace savings scheme is that you have greater flexibility to tailor the scheme to the needs of your business and your employees when setting it up. This could vary in terms of:

  • ability to cater to early retirement or leaving employment
  • criteria for eligibility to join the scheme
  • setting contribution rates (employer and employees)
  • fees

The Kiwi Wealth Super Scheme can give your employees flexibility and greater options when saving towards their financial goals and retirement.

This might suit you if you’re...

  • a large business looking for a flexible workplace superannuation scheme for your employees
  • looking for an employee benefit which is easy to set up, run and communicate to your employees
  • interested in a personalised scheme
  • keen to partner with a Kiwi-owned and operated scheme
  • looking for a global investment strategy where your funds will be actively managed by our expert in-house investment team
  • wanting clear, transparent and accessible reporting and communications so you can be confident your employees are kept informed about their investment
About the Kiwi Wealth Super Scheme

Our funds

We offer three funds to choose from: Conservative, Balanced and Growth (see below). Your employees choose to invest in one - or a combination - of these funds, to suit their investment time frame, goals and attitude to risk.

View our funds

Performance

We publish regular fund updates about each of our funds, their performance and what they invest in.

View fund updates

Fees

Fees cover the cost of managing and administering the Kiwi Wealth Super Scheme.  We encourage you to contact us to discuss your requirements as fees can be negotiated on a case by case basis - otherwise our standard fee will apply. 

View our fees

Our funds
Conservative           
conservative-fund
Balanced          
balanced-fund
Growth            
growth-fund
Conservative

conservative-fund

Balanced
balanced-fund
Growth

growth-fund

Interested in finding out more?

Contact us

Provide your contact details and a Kiwi Wealth Adviser will get in touch at a time that suits you.

form-fern

I've got questions about my employer's workplace savings plan

The supplement you received from your employer when you started your role has all the details about the specific plan established by your employer under the Scheme. If you require a copy, please email us super@kiwiwealth.co.nz and we will get a pack out to you free of charge. 

For general queries, please check out the frequently asked questions below. 

If you can't find the answer you are looking for, feel free to contact out customer service team on 0800 427 384 and they will be able to assist. 

FAQs

You can view your balance by logging into your Kiwi Wealth Super Scheme account.  Here you can also view your reports, fund performance and investment commentary.  Please click here to login.

There are three funds to choose from: Conservative, Balanced and Growth.   You can choose to invest in one - or a combination - of these funds, to suit your investment timeframe, goals and attitude to risk. 

If you would like to change your fund selection, log into your Kiwi Wealth Super Scheme account, click on your personal details and you can update your fund selection.  You can select any multiples of 5% but the total must add to 100%.  Alternatively, you can send us an email with your instructions and we will action this for you.

Please note, the Kiwi Wealth Super Schemeruns on a monthly rebalancing cycle.  This means any changes you make won’t become effective until approximately the 15th of the following month.

The Product Disclosure Statement (PDS) outlines the fees that apply to the Scheme. Different fees may apply if you join a plan established by your employer within the Scheme. Fees for joining under your employer’s plan are set out in the supplement for the plan which would have been given to you with the PDS when you joined the scheme.

A copy of the supplement is available to you, free of charge, from your employer or on request from us.

You can find out how your funds are performing by viewing your reports in your Kiwi Wealth Super Scheme account.  The performance and investment commentary report shows how the funds are performing, provides investment information in graphical form and shows your balance.  You can click here to login.

You can also check out the latest on fund performance here.

We can’t accept UK pension funds if you are part of an employer plan. For general information about transferring UK pension funds to New Zealand please refer to our Personal section information.

The general rules around accessing your funds are set out in the PDS. Different rules may apply if you join a plan established by your employer within the Scheme. Rules under your employer’s plan are set out in the supplement for the plan which would have been given to you with the PDS when you joined the Scheme. A copy of the Supplement is available to you, free of charge, from your employer or on request from us. If you have any specific question – please contact our customer service team.

Contributions are determined by your employer and detailed in the supplement given to you with the Kiwi Wealth Super Scheme PDS.

Unless your employer’s Participation Agreement says otherwise, your employer can stop, reduce, or increase contributions, or make additional contributions. Your employer may stop contributing on your behalf if you are no longer an employee or your employer ceases participating in the Scheme.

If you wish to change your contributions via your Employer in accordance with the plan’s rules, you can let your payroll know and they will be able to make the changes directly.  Otherwise we are happy to email your payroll for you if you advise the percentage you wish to have deducted.

If you are making voluntary contributions by direct debit – please let us know the amount that you would like to change this to as well as any changes to the frequency of your contributions.  We will make the change and confirm via email that this is sorted for you.

Kiwi Wealth shares investment news and information in a few ways.  If you provided us with your email when you joined the Scheme, you will receive a monthly investment commentary.  If you are not receiving our emails, please contact us and we can arrange it for you. In addition, you can follow us on Facebook, sign up to receive our monthly newsletter or read our blogs for the latest news and insights about investing in New Zealand.

How to join

Before applying, you should download a copy of the Kiwi Wealth Super Scheme Product Disclosure Statement (PDS). This document outlines all the details you need to know about the scheme including things like investment options, making contributions and withdrawals, tax requirements and fees.

You will need to complete the application form at the back of the PDS. If you are unable to print off a copy of the form, please get in touch and we can send you a copy of the PDS. 

We'll need to verify your identity before you can join - you can find more information on how to do this here.

If you are planning to make a QROPS transfer, we recommend that you seek independent tax advice. You can find out more about the New Zealand tax rules by visiting Inland Revenue’s website and reading their guide on foreign superannuation lump sums. For UK tax rules, we recommend that you seek independent UK tax advice.

Legacy Members

If you joined the Kiwi Wealth Super Scheme as an individual member before 9th September 2016, you are a Legacy Member of this Scheme. The Legacy section is closed to new members.

The Legacy section of our scheme was created when we transitioned to the rules introduced under the Financial Markets Conduct Act 2013, which apply to the Kiwi Wealth Super Scheme from 9 September 2016. 

What does this mean for me?

If you joined the Kiwi Wealth Super Scheme before 9th September 2016 you can continue to make contributions as you did before this date, you can still withdraw your money under the same circumstances, and if your employer is contributing to your Kiwi Wealth Super Scheme account, they will continue to do so.  

The Legacy section has been closed to new members and new UK transfers since 9 September 2016.

If you are a Legacy section customer you can log in to see your account balance here.

Or if you have questions about your fund check out the FAQ page or call our customer service team on 0800 427 384 Mon - Fri 8:00am - 5:00pm or email us at questions@kiwiwealth.co.nz  

Who can join?

  • You must be a New Zealand resident to join the Kiwi Wealth Super Scheme as a Personal Member
  • As a Qualifying Recognised Overseas Pension Scheme (QROPS), the personal section of the Kiwi Wealth Super Scheme can receive UK pension transfers
  • For non-QROPS members, an initial contribution of at least $50 is required to join the Personal Section