Here you can see how much each fund has gained or lost over different time periods, including the last month. Every month, we report the returns, after fees and before tax for each of our funds.
When choosing where to invest your money, it makes sense to look at how different funds have performed over time. However, it’s important to remember that past performance is no indication of future performance.
It’s important to look at the returns for each fund over the suggested investment timeframe, rather than focusing on the month to month returns.
Each investment fund has a different level of risk, which depends on the type of asset it invests in. The Conservative Fund is our lowest risk fund because it primarily invests in lower risk assets, such as cash and fixed interest. The Growth Fund is our highest risk fund because it invests mostly in higher risk assets, such as shares.
Generally speaking, the more risk you take on, the greater the potential for returns on your money over the long-term. So putting your money in a higher risk investment fund could earn you greater returns in the long-run. However, this also means you’ll have to be comfortable with seeing your account balance experience more extreme ups and downs, more frequently, than if you were invested in a lower risk fund. You need to decide what approach works right for you.