How can employees make contributions?

If you’re an employee you must contribute at least 3% of your gross salary.

You can choose to contribute at a higher rate of 4%, 6%, 8% or 10% of your salary.

No matter what percentage an employee chooses to contribute, the employer is only required to contribute 3%.

Inland Revenue will transfer the contributions to your KiwiSaver provider.

You can also make voluntary contributions as a lump sum or top-up payment.

Find out how you can change your contribution amount.