1. Help Centre
  2. Your KiwiSaver FAQs

Can I withdraw my KiwiSaver money?

The law governing KiwiSaver doesn’t generally allow withdrawals until you turn 65.

The law governing KiwiSaver doesn’t generally allow withdrawals until you turn 65. In some specific circumstances, because of financial hardship or for a first home purchase, early withdrawals can be made.

You should think carefully about your investment goals and timeframes as withdrawing all your KiwiSaver funds now locks in any losses. Historically, investors who have been able to avoid selling during drops have been rewarded by the market over the long haul. 

The Government has introduced some options that can help you manage your finances if you have been impacted by Covid-19.