A box of paperclips, a gift-wrapped potato and a ‘grow your own boyfriend’ kit – just a few of the real-life Secret Santa presents to have disappointed office workers in recent years.
While it’s the thought that counts, opening a Secret Santa gift can be one of the most awkward moments of the year.
But it doesn’t have to be.
One of the most thoughtful surprise gifts is an investment. It’s an ‘ever-giving’ gift that can increase in value over the years.
Secret surprise gifts can be an amazing way to show someone that you care – especially if it’s a gift you’ve been planning over time. It’s a gift that can also be enjoyed over time.
Do you have friends or family with an important milestone within the next three to five years? Could be a 21st or a 60th, a wedding anniversary, a gap year or a longed for overseas trip. Open a managed fund account and set money aside for them to help them reach that milestone. It could be their ideal gift.
How to set up your surprise gift
You need to have thousands of dollars to invest in many managed funds, but the beauty of a Kiwi Wealth Managed Fund is that you can open an account from as little as $500.
And once you’ve set up the account you can make contributions whenever you want to, from just $50. If you prefer to make regular contributions, you can set up a direct debit or an automatic payment.
You can personalise your account by naming it after the person you’re saving for. Find a fun, inspiring name that relates to their milestone or goal.
When you’re ready to give your gift, put some thought into the big reveal. You could plan a treasure hunt, give them clues for days in advance, or plan a surprise party with family and friends.
As with any surprise gift, it’ll probably be as much fun to plan as it is to give.
Be your own Secret Santa
If you’re dreading another office party where you’re anonymously given novelty socks or yet another mug how about becoming your own Secret Santa?
Setting up your own managed fund account could help you get what you really want out of life.
Whether it’s renovating your house, taking a mid-life OE or retiring early, investing in a Kiwi Wealth Managed Fund could help you get there.
You won’t be penalised for making withdrawals from your investment, as you would with some term deposits or savings accounts.
Start today and you could be laying the foundations for many merry Christmases to come.