This website is provided by Kiwi Wealth Investments Limited Partnership (Kiwi Wealth) and related organisations including Kiwi Wealth Limited.

This Website Terms of Use explains the terms on which Kiwi Wealth provides this Website to you.

In this Website Terms of Use:

• each reference to Kiwi Wealth includes our related organisations
• "Kiwi Wealth" is also referred to with the words 'we', 'us', and 'our'.
• related organisations means all organisations that are under the control of Kiwi Wealth Management Limited (and includes Kiwi Wealth Limited)
• Owner means the owner(s) of Kiwi Wealth Management Limited.
• 'website' means our website and any of our online tools, webchat, or other online applications including social media.

Application

You agree that your use of this Website indicates your acceptance of this Website Terms of Use and that you authorise us and our related organisations to collect, use and share your information as outlined in the Privacy Statement. The Privacy Statement also applies to any information collected during your use of our Website(s), even if you do not become a Kiwi Wealth customer.

Changes

Technology and financial services are evolving and that may affect how we deal with your information and provide products and services to you. Kiwi Wealth may change these terms at any time, please check the website regularly.

New Zealand Law

The information contained on this Website has been prepared under New Zealand law for the supply of our products and services in New Zealand only. The terms and conditions applicable to this Website are governed and construed in accordance with New Zealand law. Unless otherwise stated, references to any currency are in New Zealand dollars.

Disclaimer of 'financial' advice and liability

This Website is designed to provide general information for New Zealanders only. It is not intended to provide comprehensive or specific investment advice. You should not rely on the information contained on this Website solely when making investment decisions and you should obtain professional advice on your individual requirements before making an investment decision.

To the extent permitted by law none of the scheme trustee(s), supervisor(s), Kiwi Wealth or any of its related companies, Owner(s), or any of their directors or employees:

• accept any liability for the reliance of any person on the information contained on this Website
• guarantee the repayment of capital or the performance of any particular rate of return from Kiwi Wealth’s products and services including the managed investment schemes or the discretionary investment management service.

We have made reasonable efforts to ensure that the material presented on this Website is accurate and up-to-date, but none of the scheme trustee(s), supervisor(s), Kiwi Wealth, Owner(s), or any of their directors, nor their employees, accept any responsibility for any error omissions, inaccuracies, or for any loss or damage resulting from reliance on, or the use of the information it contains.

We may use cookies when you are on our Website. They may be used for security (such as to help us identify you), to provide the necessary functionality for our Website, to provide you with personalised features and for tracking traffic to and from, as well as on our site. Some cookies help us track any referrals from third party entities who market our products and services. Cookies are small pieces of information that can be stored on your hard drive or in memory. The cookies we send to your PC cannot read your hard drive or command your computer to perform any action.

Some of our third-party service providers (like those providing live chat or chatbot capability to us) may also use cookies in order to help them provide their services to us.

You can prevent new cookies from being installed and delete existing cookies. The procedure depends on which browser you are using. For information on how to remove cookies check your internet browser. You may be unable to log on to our secure services without accepting our cookies.

To improve our Website(s), we may use patterns and other meaningful information gathered from web analytics tools (including ‘cookies’ and Google Analytics) to measure your usage of our Website(s). This may include traffic to, from and within our Website(s), your mouse click activity, your IP address, and other personal information that you voluntarily enter into the Website(s). All information collated by these web analytics tools is to help us better understand the usage of our Website(s).

If you are a Google user and have enabled Ads Personalization, we may collect additional data via Google Analytics. You are able to access and delete this data from My Activity.

To opt-out of Google Analytics tracking you can use the Google Analytics Opt-out Browser Add-On.

Learn more about Google Analytics and Google's Privacy Policy.

Kiwi Wealth holds copyright and other intellectual property rights in our Website(s). The information, images, screens, web pages and logos and brands on our Website(s) may not be displayed or distributed in public in any form (including digital copies) without the express written permission of Kiwi Wealth.

You may not use or permit the use of any part of this site for any purpose other than that intended (which is the provision to you of fund information, general information and information about Kiwi Wealth and its related companies).

This website may contain links to other websites operated by third parties which are not under the control of Kiwi Wealth. Kiwi Wealth is not responsible for and makes no representations, warranties or conditions concerning, the contents of any linked site or any link contained in a linked site. Kiwi Wealth provides links to you only as a convenience, and the inclusion of any link does not imply endorsement, investigation or verification by Kiwi Wealth of the linked site.

In accordance with Internet protocol, we require that you request the permission of Kiwi Wealth to link to this site. If you would like to link to this site please contact us.

New Zealand law

The terms and conditions applicable to this website are governed and construed in accordance with New Zealand law.

Morningstar Data

© 2023 Morningstar, Inc.

All rights reserved. Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. This report or data has been prepared for clients of Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or New Zealand wholesale clients of Morningstar Research Ltd, subsidiaries of Morningstar, Inc. Any general advice has been provided without reference to your financial objectives, situation or needs. For more information refer to our Financial Services Guide at https://www.morningstar.com.au/s/fsg.pdf. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Morningstar’s publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Morningstar’s full research reports are the source of any Morningstar Ratings and are available from Morningstar or your adviser. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a financial adviser. Some material is copyright and published under licence from ASX Operations Pty Ltd ACN 004 523 782.

Solactive AG

Solactive AG (Solactive) is the licensor of each of the Solactive Kiwi Global Markets Screened NZD Index and Solactive Kiwi Global Markets Screened Hedged to NZD Index (each an Index). The financial instruments that are based on each Index are not sponsored, endorsed, promoted or sold by Solactive in any way and Solactive makes no express or implied representation, guarantee or assurance with regard to: (a) the advisability in investing in the financial instruments; (b) the quality, accuracy and/or completeness of any Index; and/or (c) the results obtained or to be obtained by any person or entity from the use of an Index. Solactive does not guarantee the accuracy and/or the completeness of any Index and shall not have any liability for any errors or omissions with respect thereto. Notwithstanding Solactive’s obligations to its licensees, Solactive reserves the right to change the methods of calculation or publication with respect to any Index and Solactive shall not be liable for any miscalculation of or any incorrect, delayed or interrupted publication with respect to an Index. Solactive shall not be liable for any damages, including, without limitation, any loss of profits or business, or any special, incidental, punitive, indirect or consequential damages suffered or incurred as a result of the use (or inability to use) of an Index.

Solactive is a trademark of Solactive AG.