This website is provided by Kiwi Wealth Investments Limited Partnership (Kiwi Wealth) and related organisations including Kiwi Wealth Limited.
This Website Terms of Use explains the terms on which Kiwi Wealth provides this Website to you.
In this Website Terms of Use:
You agree that your use of this Website indicates your acceptance of this Website Terms of Use and that you authorise us and our related organisations to collect, use and share your information as outlined in the Privacy Statement. The Privacy Statement also applies to any information collected during your use of our Website(s), even if you do not become a Kiwi Wealth customer.
Technology and financial services are evolving and that may affect how we deal with your information and provide products and services to you. Kiwi Wealth may change these terms at any time, please check the website regularly.
The information contained on this Website has been prepared under New Zealand law for the supply of our products and services in New Zealand only. The terms and conditions applicable to this Website are governed and construed in accordance with New Zealand law. Unless otherwise stated, references to any currency are in New Zealand dollars.
This Website is designed to provide general information for New Zealanders only and does not take into account any individual particular circumstances. It is not intended to provide comprehensive or specific investment advice. You should not rely on the information contained on this Website solely when making investment decisions and you should obtain professional advice on your individual requirements before making an investment decision.
To the extent permitted by law none of the scheme trustee(s), supervisor(s), Kiwi Wealth or any of its related companies, or any of their directors or employees:
We have made reasonable efforts to ensure that the material presented on this Website is accurate and up-to-date, but none of the scheme trustee(s), supervisor(s), Kiwi Wealth or any of its related companies, or any of their directors, nor their employees, accept any responsibility for any error omissions, inaccuracies, or for any loss or damage resulting from reliance on, or the use of the information it contains.
We may use cookies when you are on our Website. They may be used for security (such as to help us identify you), to provide necessary functionality for our Website, to provide you with personalised features and for tracking traffic to and from, as well as on our site. Cookies are small pieces of information which can be stored on your hard drive or in memory. The cookies we send to your PC cannot read your hard drive or command your computer to perform any action.
You can prevent new cookies from being installed and delete existing cookies. The procedure depends on which browser you are using. For information on how to remove cookies check your internet browser. You may be unable to log on to our secure services without accepting our cookies.
To improve our Website(s), we may use patterns and other meaningful information gathered from web analytics tools (including ‘cookies’ and Google Analytics) to measure your usage of our Website(s). This may include traffic to, from and within our Website(s), your mouse click activity, your IP address, and other personal information that you voluntarily enter into the Website(s). All information collated by these web analytics tools is to help us better understand usage of our Website(s).
For further information about Google Analytics click here, and for details of Google's Privacy Policy click here.
Kiwi Wealth holds copyright and other intellectual property rights in our Website(s). The information, images, screens, web pages and logos and brands on our Website(s) may not be displayed or distributed in public in any form (including digital copies) without the express written permission of Kiwi Wealth.
You may not use or permit use of any part of this site for any purpose other than that intended (which is the provision to you of fund information, general information and information about Kiwi Wealth and its related companies).
This website may contain links to other websites operated by third parties which are not under the control of Kiwi Wealth. Kiwi Wealth is not responsible for, and makes no representations, warranties or conditions concerning, the contents of any linked site or any link contained in a linked site. Kiwi Wealth provides links to you only as a convenience, and the inclusion of any link does not imply endorsement, investigation or verification by Kiwi Wealth of the linked site.
In accordance with Internet protocol, we require that you request the permission of Kiwi Wealth to link to this site. If you would like to link to this site please contact us.
We may also use CCTV cameras to record footage at our offices for security and safety purposes. Recorded footage may constitute personal information under the Privacy Act 1993. The footage will be used to detect and deter criminal behaviour in our workplace. Signage advising of such equipment will give notice of the areas covered.
If you are recorded by our cameras, you have the right to access that footage so long as it relates to you and is reasonably accessible. CCTV footage will usually be retained for a period of 30 days, after which time it will usually be deleted.
I may ask my bank to reverse a direct debit up to 120 calendar days after the debit if:
I may ask my bank to reverse a direct debit up to 9 months after the date the initiator sent the first direct debit under the authority if I am not reasonably satisfied that the authority authorised my bank to debit my account with the amount of the direct debit.
The initiator is required to give you a written notice of the amount and date of each direct debit no less than 2 business days before the date of the debit.
For a series of direct debits, the initiator is required to give a written notice of the amount and date of each direct debit, including the first direct debit in a series, of no less than 10 calendar days. The notice is to include:
If the initiator proposes to change an amount or date of a direct debit specified in the series, the initiator is required to give you notice no less than 30 days before the change.
If the bank dishonours a direct debit but the initiator sends the direct debit a second time within 5 business days of the original direct debit, the initiator is not required to notify you a second time of the amount and date of the direct debit.
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Neither Morningstar, its affiliates, nor the content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. Any general advice or ‘class service’ have been prepared by Morningstar Australasia Pty Ltd (ABN: 95 090 665 544, AFSL: 240892) and/or Morningstar Research Ltd, subsidiaries of Morningstar, Inc, without reference to your objectives, financial situation or needs. Refer to our Financial Services Guide (FSG) for more information at www.morningstar.com.au/s/fsg.pdf. You should consider the advice in light of these matters and if applicable, the relevant Product Disclosure Statement before making any decision to invest. Our publications, ratings and products should be viewed as an additional investment resource, not as your sole source of information. Past performance does not necessarily indicate a financial product’s future performance. To obtain advice tailored to your situation, contact a professional financial adviser.
Kiwi Wealth® is a registered trademark of Kiwi Wealth Investments Limited Partnership. Future You® is a registered trademark of Kiwi Wealth Limited. Kiwi Wealth Limited is the issuer and manager of the Kiwi Wealth KiwiSaver Scheme and Kiwi Wealth Managed Funds.
Kiwi Wealth Investments Limited Partnership is the issuer and manager of the Kiwi Wealth Super Scheme.
© 2020 Kiwi Wealth Limited
