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Transferring to us 

If you’re looking to transfer your KiwiSaver account from an existing KiwiSaver provider or transfer funds from an overseas superannuation scheme, or join the Kiwi Wealth KiwiSaver Scheme for the first time, take a look at your options.

Transfer to the Kiwi Wealth KiwiSaver Scheme
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Transfer from a KiwiSaver provider

You can change your KiwiSaver provider at any time, but you can only belong to one KiwiSaver scheme at a time.

If you want to change your provider, you must apply directly to the provider of the scheme you want to join. Your new provider will then arrange for your savings to be transferred from your old scheme to the new one. You'll be notified of the transfer.

You may be charged a transfer fee by your old scheme and will need to check this with your provider. The Kiwi Wealth KiwiSaver Scheme doesn‘t charge joining or transfer fees.

Just complete our online application process and we will handle the rest – including:

  • contacting IRD to update your records;
  • contacting your old provider and arranging a transfer of your money;
  • setting you up with a Kiwi Wealth KiwiSaver Scheme account so you can track your contributions and your investment.


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Aussie super transfers

Have you worked in Australia after 1992 and contributed to an Australian complying superannuation scheme?

You can now bring your Aussie super savings back to New Zealand – provided you have permanently emigrated to New Zealand and the funds are transferred to a participating KiwiSaver scheme.

You can start the process by filling out an authority to transfer form or read on for more details about the process and rules.

More information

UK pension transfers

In 2015, HM Revenue and Customs (HMRC) announced changes to the qualifying recognised overseas pension scheme (QROPS) rules which resulted in all KiwiSaver schemes losing their QROPS status from 6 April 2015.

Find out more to help you understand the changes and the impact it may have on any previous transfer you may have made.

More information

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Are you a default member?

Have you received a KiwiSaver enrolment letter from Inland Revenue allocating you to the Kiwi Wealth KiwiSaver Scheme?

If you have, then you are now a default member of our Scheme. Welcome!

You can find out more about the KiwiSaver rules, including the benefits of the scheme and the lock in requirements, in our KiwiSaver guide.

More Information