Fund performance

This table reports the returns for each of our Super funds, after fees and before taxes, to 31 October 2021.

Returns are what we get back when we invest. They can go up and down over time, reflecting both the changes in the value of the assets within the funds and the ups and downs of the overall market.

This table shows how much each fund has gained or lost over time. Every month, we report the returns after fees and before tax of each of our funds.

It’s important to remember that past performance is no indication of future performance.

The since inception return is the return for each fund after fees and before tax since its start date. The start date for each of the Kiwi Wealth Super Scheme funds is 1 June 2009.

This information is not audited and may be updated.

Fund Conservative Balanced Growth
1 month -1.69% 1.39% 3.67%
3 months -3.22% -0.27% 1.89%
12 months -3.01% 13.65% 27.64%
2 years (p.a.) 1.19% 9.89% 16.44%
3 years (p.a.) 3.02% 9.41% 14.23%
5 years (p.a.) 3.45% 8.64% 12.82%
10 years (p.a.) 4.34% 8.38% 11.77%
Since inception (p.a.) 4.26% 7.18% 9.17%

Fund performance against benchmark

To make it easier for you to judge whether or not we're adding value, we compare the performance of our funds against a standard benchmark

Super benchmarks

This graph compares each fund's return to a relevant benchmark, after fees and tax at the top PIR. A benchmark is a standard against which the performance of your fund can be measured and is a useful tool for investors to judge whether or not their investment manager is adding value.

The actual asset allocation of each fund may at times differ from the asset allocation for the relevant benchmark because we have an active investment management style. You can find the actual asset allocation for each fund in our Super fund updates.

Past performance is no indicator of future performance. The value of your investment, including returns, can decrease as well as increase. No one guarantees the return of capital or income from the Kiwi Wealth Super Scheme or any Kiwi Wealth Super Scheme fund.