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Make sure you're on track to live your best life in retirement.

Use your KiwiSaver for retirement with the Kiwi Wealth KiwiSaver Scheme.

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10 signs you're ready for retirement

Whether it's 15 years away or right on your doorstep, when you choose to retire is a personal choice. Here are 10 signs you're ready to make the change to retired life.

Learn more

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Switch to the Kiwi Wealth KiwiSaver Scheme
Invest your KiwiSaver with the largest New Zealand owned KiwiSaver provider.

Your KiwiSaver account will be backed by expert investment managers, invested responsibly and our great Kiwi customer service team are only a click or phone call away.

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KiwiSaver FAQs



When can I take my money out of my KiwiSaver account?

You are able to withdraw from your KiwiSaver account when you turn 65 or, if you joined before 1 July 2019, five years after joining KiwiSaver, whichever is the later.



Can I stay in KiwiSaver after I turn 65?

Yes! You can choose to either make a lump-sum withdrawal of your entire KiwiSaver balance at age 65 or otherwise draw on your KiwiSaver account both as a regular or ad-hoc source of income.



What are my KiwiSaver options if I am over 60?

You can join KiwiSaver any time. It doesn’t matter if you are retired already, not employed or on a benefit. Be aware some conditions apply around withdrawals.

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Use our KiwiSaver retirement calculator

Not sure how you're tracking towards retirement? Our simple calculator will let you know what you can expect when you reach 65.

Check now

Your KiwiSaver fund explained in two minutes

No matter your KiwiSaver provider, your KiwiSaver fund will be made up of a mix of investments. The mix will vary depending on your type of fund and should change over time as your goals do as well.

We break it all down in the video below:



Learn more about how to get financially retirement ready

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Why Kiwi Wealth?

Kiwi Wealth are 100% local. Our shareholders are New Zealand Post, the NZ Super Fund and ACC so you know your KiwiSaver account is in good hands.

More about our KiwiSaver scheme

Ready to switch? Join online now

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