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KiwiSaver for retirement 

If you’re nearing retirement, you’ll probably be thinking about how to manage your retirement savings. You are entitled to withdraw from your KiwiSaver account when you reach the qualification age for New Zealand Superannuation (currently 65) or five years after joining KiwiSaver, whichever is the later if you joined before 1 July 2019.  If you joined on or after 1 July 2019 you will be eligible to withdraw when you turn 65.

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Can I stay in KiwiSaver after I turn 65?

With luck, you’ll be alive for a long time after you retire, so your retirement planning doesn’t stop at 65! It’s important to make sure your savings work for you in your retirement.

KiwiSaver is a relatively low-cost option for managing retirement savings, is well-regulated, and offers a broad choice of investment options. Understand your options with the Kiwi Wealth KiwiSaver Scheme.

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Managing your retirement savings

With the Kiwi Wealth KiwiSaver Scheme, you can make regular withdrawals and deposits and use your account as a convenient way to manage your retirement savings.

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Making withdrawals and deposits

You are entitled to withdraw from your KiwiSaver account when you reach the qualification age for New Zealand Superannuation (currently 65) or five years after joining KiwiSaver, whichever is the later if you joined before 1 July 2019.  If you joined on or after 1 July 2019 you will be eligible to withdraw when you turn 65.

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