Whether it's 15 years away or right on your doorstep, when you choose to retire is a personal choice. Here are 10 signs you're ready to make the change to retired life.
You are able to withdraw from your KiwiSaver account when you turn 65 or, if you joined before 1 July 2019, five years after joining KiwiSaver, whichever is the later.
Yes! You can choose to either make a lump-sum withdrawal of your entire KiwiSaver balance at age 65 or otherwise draw on your KiwiSaver account both as a regular or ad-hoc source of income.
You can join KiwiSaver any time. It doesn’t matter if you are retired already, not employed or on a benefit. Be aware some conditions apply around withdrawals.
No matter your KiwiSaver provider, your KiwiSaver fund will be made up of a mix of investments. The mix will vary depending on your type of fund and should change over time as your goals do as well.
We break it all down in the video below: