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Kiwi Wealth KiwiSaver Scheme logo

It's great to hear you want to join us 

We look forward to having you on board and helping you keep tracking toward your financial future.

 As a member of the Kiwi Wealth KiwiSaver Scheme you'll get full access to Future You, an online tool that helps you easily see the potential gap in your retirement income, and see how making changes now could make a difference.

You'll also receive our regular communications, and get access to our detailed reporting, articles, guides and videos that might help you make the most of your KiwiSaver investment - all from a New Zealand-owned provider.

The Future You tool is available to members who are aged between 18-65 and who have not made a transfer from an Australian complying superannuation fund.

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You are eligible to join KiwiSaver if you are:

  • Under the age of 65; and
  • A New Zealand Citizen, or entitled to live in New Zealand permanently; and
  • Normally living in New Zealand.
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You may also be eligible to join KiwiSaver if you’re an employee of the State Services and you are:

  • Serving outside New Zealand, and
  • Employed on New Zealand terms and conditions, and
  • Serving in a jurisdiction where offers of KiwiSaver scheme membership are lawful.

Here's some information to help you with the joining process

Like any good application process, there are a few bits of important information you’ll need to have with you to be able to complete the application. So make sure you have the following to hand before you begin:

  • Your IRD number
  • Your prescribed investor rate (PIR)
  • Your ID: valid New Zealand Driver Licence or New Zealand Passport (so we can verify your identity electronically

The Product Disclosure Statement for the Kiwi Wealth KiwiSaver Scheme (the Scheme) has lots of important information about the Scheme. It contains information such as the key terms of the Scheme, risks, fund options and the fees you will pay as a member of the Scheme.

Now let's get your application started