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  2. Your KiwiSaver FAQs

Why didn’t you move KiwiSaver investments out of shares and into the bank during Covid-19?

KiwiSaver investments are based on long-term returns. When sharemarkets are volatile, we believe holding stocks over the longer term is the best way of protecting and growing your assets.

While it’s hard to see the value of your KiwiSaver account fall, periods of negative returns and volatility are what we expect from shares and it is the price we pay for higher long-term returns.

We are long term investors, not short term traders. When share markets are volatile, we believe that buying and holding stocks over the longer term rather than trying to time the market ups and downs, is the best way of protecting and growing your assets.