1. Help Centre
  2. Your KiwiSaver FAQs

I need money quickly, can I use my KiwiSaver account?

You must be eligible for an early withdrawal from KiwiSaver and the withdrawal must also follow a legal process. It can take up to 15 working days to process an early withdrawal application.

To make an early withdrawal from your KiwiSaver account you need to meet certain eligibility, and there is a process we need to go through.

If you need cash quickly, we encourage you to speak with your bank or employer. The Government has released a package to help meet Kiwis’ financial costs due to the impacts of Covid-19. You can find out more here.

You can check whether you’re eligible to make an early KiwiSaver withdrawal with this tool.