How do I make a retirement withdrawal from my KiwiSaver account?

To make a retirement withdrawal you will need to email or call us on 0800 427 384 to request a withdrawal form and instructions.

You can choose to withdraw:

  • your entire savings as a lump sum, or,
  • part of your KiwiSaver savings.

You don’t have to withdraw your KiwiSaver money if you don’t want to and it is is a relatively low-cost option for managing retirement savings, is well-regulated, and offers a broad choice of investment options.

As a Kiwi Wealth KiwiSaver Scheme member you can continue change your investment direction and make withdrawals and deposits to meet your changing needs and requirements as you did before you become eligible.

If you keep your Kiwi Wealth KiwiSaver Scheme account open, you can:

  • Use it as a source of regular income by setting up monthly, two-monthly, quarterly or annual regular payments to your bank account ($100 minimum).
  • Use your account as an emergency fund, and make withdrawals ($500 minimum) when you need them.
  • Consolidate other investments and savings such as term deposits and other superannuation scheme payouts into your account.
  • Keep on saving. You can make regular or one-off deposits.

To make a retirement withdrawal you will need to email or call us on 0800 427 384 to request a withdrawal form and instructions.