In some circumstances, if you have previously owned a house or land you may still be eligible to withdraw your KiwiSaver savings as a second chance withdrawal. To qualify, you have to satisfy the Housing New Zealand criteria showing that you are in a similar financial position to a first home buyer. You will need to make an initial application to Housing New Zealand, including details of your income and any assets or liabilities, to determine your eligibility. Information about qualifying is on this page of the Housing New Zealand website. You will need to provide confirmation from Housing New Zealand to us with your withdrawal application.