1. Help Centre
  2. KiwiSaver Withdrawals
  3. Significant Financial Hardship Withdrawal

Am I eligible for a Significant Financial Hardship withdrawal?

Find out eligibility criteria for a Significant Financial Hardship withdrawal from your KiwiSaver account.

To qualify for a Significant Financial Hardship withdrawal, you must meet one or more of the following criteria:

  • If you are a home-owner, you cannot pay your mortgage
  • If you or a dependent has a disability you are unable to pay for modifications to your home to meet special needs
  • You cannot pay for medical treatment for you or a dependent
  • You are unable to pay for funeral costs for a dependent family member
  • You cannot meet minimum living expenses such as power, water and food bills
  • You are unable to meet the cost of palliative care for you or a dependent

Check your eligibility for a Significant Financial Hardship withdrawal.